Orlando Uninsured Motorists Attorneys – Vaughan Law Group
Uninsured/underinsured motorist’s coverage (UM) is available on all driver’s insurance policies. It is a very inexpensive and extremely important area of coverage that everyone should have. Florida has a very high rate of uninsured/underinsured drivers on the roads. What this means is that if an individual with little or no insurance hits you and causes injury, your recovery will be limited to whatever insurance they have. Typically, a $10k policy is the common limit of coverage that most drivers have. To remedy this problem, one may pay for uninsured/underinsured (UM) coverage on their OWN policy for an amount of money that they choose. This will allow you to avail yourself of those amounts of money in the event of an accident involving an uninsured or an underinsured negligent party. Since uninsured motorist coverage is part of a contract with your own insurance company, the time period in which to avail yourself of an insured motorists claim is five years from the date of the accident, as opposed to four years (which is the Statute of Limitations in a negligence lawsuit). Make sure you avail yourself of uninsured motorist coverage through your own policy and, if you have more than one vehicle in the household, also avail yourself of the “stacking” provision of the policy. That allows you to combine the amounts of money for each car’s uninsured motorist coverage for recovery in a single accident.
Contact An Experienced Orlando Uninsured Motorist Accident Attorney
Contact Vaughan Law Group’s Orlando Uninsured Motorist Accident Attorneys today for your free initial consultation. You can contact Vaughan Law Group at (407) 648-4535 or use the online submission form.